How Much Does a Water Heater Cost to Install or Replace? (2026)

Compare water heater costs by type: gas tank, electric, tankless, and heat pump. When to repair vs. replace, with cost breakdowns for every option.

Repair vs. Replace — The 50% Rule

Repair Makes Sense When:
  • Heater is under 7 years old
  • Repair cost is less than 50% of new unit
  • Problem is isolated (e.g., faulty heating element)
  • Unit is under manufacturer warranty
  • No rust in the water
Replace When:
  • Heater is 10+ years old
  • Repair cost exceeds 50% of new unit
  • Rusty water coming from hot tap
  • Tank is leaking from the bottom
  • You're replacing major components for the 2nd time

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